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FEMA public assistance available to 3 more counties; Individual payouts top $3M • Tennessee Lookout [1]

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Date: 2025-07-15

Three more Tennessee counties are now authorized to receive public assistance from the Federal Emergency Management Agency as they recover from severe April storms.

FEMA announced Monday that Carroll, Houston and Wayne counties are now eligible for public assistance funding, which helps reimburse some local government costs for debris removal and repairs to public infrastructure or facilities.

Local governments and some nonprofit organizations affected by severe storms, straight-line winds, tornadoes and flooding in April can now apply for assistance.

The counties join a cadre of other Tennessee counties approved for public assistance in June, including: Cheatham, Davidson, Decatur, Dyer, Fayette, Gibson, Grundy, Hardeman, Hardin, Haywood, Henry, Hickman, Lauderdale, Madison, McNairy, Obion, Perry, Stewart and Tipton counties.

Private nonprofit organizations that provide “non-critical services of a governmental nature” — including food kitchens, homeless shelters, museums, libraries, community centers and schools — may also be eligible to apply for low-interest federal disaster loans from the U.S. Small Business Administration.

These loans include business physical disaster loans of up to $2 million to repair or replace buildings, equipment or inventory damaged in the disaster. Economic Injury Disaster Loans can be used for capital needs caused by the disaster, even if the business was not physically damaged.

Businesses and private nonprofits in Cheatham, Davidson, Dickson, Dyer, Hardeman, McNairy, Montgomery, Obion and Wilson counties can apply for both types of loans.

Businesses and nonprofits in adjacent counties — including Cannon, Chester, Crockett, Dekalb, Fayette, Gibson, Hardin, Haywood, Hickman, Houston, Humphreys, Lake, Lauderdale, Madison, Robertson, Rutherford, Smith, Stewart, Sumner, Trousdale, Weakley and Williamson — can apply only for Economic Injury Disaster Loans, according to the SBA.

Homeowners and renters may also be eligible to apply for loans of up to $100,000 to replace or repair vehicles, clothing, furniture, cars and appliances. Homeowners can apply for loans of up to $500,000 to replace or repair their primary residence, according to the SBA.

The deadline for homeowners and renters in Cheatham, Davidson, Dyer, Hardeman, McNairy, Montgomery, Obion and Wilson counties to apply for FEMA assistance is Aug. 19.

Individual assistance dispersals reach $3M and counting

President Donald Trump’s administration also approved individual assistance for people affected by the storms in Cheatham, Davidson, Dickson, Dyer, Hardeman, McNairy, Montgomery, Obion and Wilson counties.

Eligible applicants can receive individual grants for temporary housing and home repairs, support services, and low-cost loans for uninsured losses (FEMA doesn’t cover losses already covered by insurance).

FEMA has approved 438 applications for individual assistance totaling $3.4 million as of July 14. That includes roughly $1.8 million in housing assistance and about $1.6 million in other assistance, according to FEMA’s website.

FEMA recommends affected individuals file a claim with their insurance company immediately, before applying for FEMA aid.

Affected individuals can apply for individual assistance through DisasterAssistance.gov, through FEMA’s mobile app or by calling 800-621-3362. Help with applications is also available at Disaster Recovery Centers set up in each eligible county. Centers offer assistance information from FEMA and the U.S. Small Business Administration. All centers are closed on July 4. Hours for each center as well as additional resources can be found at fema.gov/disaster/4878.

Disaster Recovery Centers

* Dyer County: Bogota Community Center, 78 Sandy Lane, Bogota, TN 38007

* Wilson County: Wilson County Fair Grounds, 945 E Baddour Parkway, Lebanon, TN 37087

* Montgomery County: Clarksville-Montgomery County Library, 350 Pageant Lane, Clarksville, TN 37040

* McNairy County: Latta Building, 205 W Court Avenue, Selmer, TN 38375

* Hardeman County: Safe Haven Storm Shelter, 530 Madison Avenue W, Grand Junction, TN 38039

* Obion County: Obion County Library, 1221 E Reelfoot Avenue, Union City, TN 38261

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[1] Url: https://tennesseelookout.com/2025/07/15/fema-public-assistance-available-to-3-more-counties-individual-payouts-top-3m/

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