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I Really Need Some Help [1]

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Date: 2022-09-06

Helping the pollinators

Hello, it has been a long time since I’ve written a diary; April of 2018 was the last time I made an appeal for funding. This community really came through for me.

I am an RN with only critical care experience, mostly ER. I am used to being the helper.

I had to retire on disability due to chronic progressive autoimmune diseases.

My older diaries are not well written, and I hope to be more clear in this one.

I was able to work part time in 2018, 2019, and 2020. When the schools closed for COVID in March 2020, I never returned. I believe that I had COVID because I was very ill with high fever, etc., but I’ll never know. I received Unemployment with the $300/week enhancement for as long as that lasted.

I was doing okay even after that ended, with careful planning.

I was looking at very limited work options, hoping desperately for a job without patient contact.

Then all the problems started and stacked up, as they so often do.

I developed a new neurological problem and was referred for more testing and treatment. My dog who has the allergy issues had a very bad flare up and had to see the dermatology vet. I should mention that I previously took her to this vet and she has been on allergy shots for over a year.

My car suddenly developed a number of problems.

I have paid for some of my medical bills but some were sent to Collections.

I paid for all of my dog’s vet bills and used Good Rx for her meds.

I diligently checked my bank account and all of my auto deduct bills have been paid.

I have about $20 until payday on September 21st. I will be getting rent from my boyfriend tomorrow. $600 less $105 that he will pay the pet sitter for me, from a time in July.

I bought a new refrigerator on credit back in October. When the trouble started, I stopped paying on this account.

This is perhaps my biggest worry. Wells Fargo offered to settle for 60% if I pay in full within 45 days.

The amount is $1288.63. (I think the refrigerator was just about that amount but they kept piling on late fees.)

Other financial concerns include my electric bill which is behind because I have just been paying the minimum to keep from getting service cut off.

Here is everything:

Electric: $373 Johns Hopkins: $164

Valley Health: $122 and $82

Collections from JH: $68

I am probably overlooking something, but this is what I have at this point.

Thank you to one and all who can be “helpers.”

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[1] Url: https://www.dailykos.com/stories/2022/9/6/2121231/-I-Really-Need-Some-Help

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