Swap your home and travel free

              You want to spend a few months or more
         somewhere exotic, beautiful, and culturally
         different, but you don't think you can handle the
         cost.
              What if you could arrange it free?
              The answer is a home exchange. Exchange your
         home for a comparable residence in a foreign
         country. It's free, except for the minimal cost of
         finding someone who wants to trade.
              William G. Thomas and his wife exchanged their
         home in California for a 500-year-old rectory in
         English farm country, a small, austere, Gothic
         church situated on a knolled horizon. It stood
         alongside a moss-covered cemetery and was
         surrounded by ancient, thick-trunked trees and
         ringed by six handsome and rustic English houses.
              This tiny English community about 40 miles
         north of London has a population of 17. The
         residents are hard-working farmers and the families
         of three business executives who chose country life
         over the rigors of urban living. One of these
         executives, John Morris, and his wife Mary decided
         they wanted to venture for a while beyond their
         English village. They wanted to see the United
         States.
              So the two couples arranged a home exchange.
         The three-week swap was total. The Thomas' and the
         Morris' exchanged homes, pets, and cars.
              William and his wife had visited London on
         several occasions before investigating the idea of
         a home exchange. They wanted to return to the
         London area, but not simply as tourists running
         hurriedly from site to site. So they wrote to
         English friends, applied for home-exchange
         brochures, and reviewed ads in the London Times.
              Their inquiries yielded several alternatives:
         a house at Wimbledon; an apartment near Kensington
         Gardens; and a bedroom in the home of a friend in
         Whitchurch, Hants. Then the letter came asking if
         they would be interested in a home exchange with a
         family living in an old rectory near the ancient
         town of Hitchin. They jumped at the chance.
              The swap was arranged over the telephone. The
         couples discussed departure times, instructions on
         how to operate household appliances, trash
         collection, and what to feed each other's pets. It
         took several months to make all of the
         arrangements.

         How to arrange a swap
              You can begin your search for a home exchange
         partner by asking around or by placing an
         advertisement in an international publication, such
         as International Living, 824 E. Baltimore St.,
         Baltimore, MD 21202, or the International Herald
         Tribune, 850 Third Ave., 10th Floor, New York, NY
         10022; (212) 752-3890.
              The alternative is to contact a home exchange
         organization. These companies publish directories
         several times a year listing people interested in
         trading homes, when they want to travel, and  where
         they would like to go.
              Agencies to contact include Better Homes &
         Travel, 185 Park Row, P.O. Box 268, Suite 14D, New
         York, NY 10038; (212) 349-5340. This is the only
         home exchange organization that screens
         participants and negotiates arrangements for you.
         The registration fee for first-time participants is
         $50. The closing fee ranges from $150 to $600.

              Also try Loan-A-Home, 2 Park Lane, 6E, Mt.
         Vernon, NY 10552; (914) 664-7640. This group deals
         primarily with members of the international
         academic and business communities. You can list
         your home in Loan-A-Home's directory free.

              Intervac, P.O. Box 3975, San Francisco, CA
         94119; (415) 435-3497, is part of an international
         network of 22 home exchange companies representing
         30 countries. For $35, you can list your home and
         receive a copy of the club's directory.

              Vacation Exchange Club, in Honolulu,
         Hawaii,(800) 638-3841, is affiliated with 22 other
         exchange companies and represents 42 countries. For
         $24.70, you can list your home and receive a copy
         of the directory.

              The more people you contact, the more likely
         you are to find a successful match. Send out as
         many as 50 letters, telling prospects about your
         home, your community, and the local attractions.
         Give references. And be flexible. It can  take as
         long as a year to arrange a successful exchange.
              Once you have found a partner, clearly define
         all terms. It is best to do this in writing.
         Details to clarify include:

              * Gas and electric bills. You can trade bills
         or settle up later.
              * Telephone bills. It is best to exchange
         bills, so that everyone pays for his own calls.
              * Cars. If you exchange use of vehicles, make
         sure insurance, licenses, and permits are in order.
              * Dates. Make sure of the exact dates of
         arrival and departure.
              Most home exchange companies do not screen
         participants. That's up to you. Ask potential
         partners for references and photographs of their
         homes.
              * Potential damages. Who is responsible for
         paying for repairs?
              * Yard work. Do you expect your guests to mow
         the grass or weed your rose beds?
              Contact your home insurance agent and tell him
         you will have visitors living in your home. For
         your own peace of mind, put away valuables and
         fragile ornaments.
              If you don't plan to meet your guests when
         they arrive in the United States, have a friend or
         family member meet them and give them the keys. Ask
         your neighbors to welcome your guests, perhaps
         inviting them over for dinner or drinks.
              Leave a note explaining where essentials can
         be found, a schedule for trash collection, and a
         list of important telephone numbers (police, fire,
         and hospitals).


         For more information...
                   For more details on home exchange how-
              to's, read Your Place and Mine by Cindy Gum.
              It is available from Gum Publications, 15195
              El Camino Grande, Suite 100, Saratoga, CA
              95070. The cost is US$5.95.


         Let your tenant pay for your trip
              If you're unable to arrange the home exchange
         of your dreams, take a new tack. Put your house up
         for rent for the week (or weeks) that you want to
         travel. If you're able to get US$700 or US$800 a
         week for your home in rent, you surely can afford
         to spend two weeks sunning yourself in Montserrat.
              It's not as foolhardy as it may sound. Ask for
         references -- and check them carefully -- before
         you accept a tenant. Also request a security
         deposit, which you can keep in case there are any
         damages.
              Some home exchange organizations will also
         list houses or apartments for rent (refer to the
         list given above). Another good contact is
         Hideaways International, 15 Goldsmith St., P.O. Box
         1270, Littleton, MA 01460, which lists rentals in
         its annual directory.
              When writing the ad for your house, think like
         a salesman. List all the features and comforts of
         your home, as well as all the nearby attractions.