Subj : Towing the (Credit) Line
To : Dave Drum
From : Carol Shenkenberger
Date : Mon Jul 22 2024 16:08:23
Re: Towing the (Credit) Line
By: Dave Drum to Carol Shenkenberger on Sat Jul 20 2024 05:06 am
> -=> Carol Shenkenberger wrote to Ruth Haffly <=-
>
> CS> On credit cards, I carry often a small balance but under 1,000. Right
> CS> now it's higher but just covered a roofing job and am miway on a
> CS> chimney fix. It's about 3k and going up to 4k. I'll bleed it off
> CS> pretty fast.
>
> CS> The card is at 6.9% and pays cash back on any purchase (4% I think?).
>
> What is the APR though? My American Express has the best annual percentage
> rate of my cards and it's at 23.97% (jut looked). The monthly percentage
> doesn't sound bad - until you do the math.
>
> Last time I did home repairs I floated a home equity lona. I could have
> covered the new roof and patio cover and tree removal from my checking
> account 0 but I didn't want to go back to living paycheck to paycheck.
>
> So I did the loan at 4.5% APR - and still paid it off as soon as I could.
> Then I learned that the hoe-eq loan was, in fact, a second mortgage when
> I got the papers following pay-off.
>
> Still, general purpose credit cards have ony been around sine 1958 with
> the introduction of the Bank Americard - which became Visa. And the AMEX
> card.
>
> For me the cards are a convenience item. And they let me tell panhandlers
> "Sorry, bub. I'm all on plastic."
>
> This is as close to a Diner's Club recipe as I have ....
>
> MMMMM----- Recipe via Meal-Master (tm) v8.06
>
> Title: Diner-Style Club Sandwich
> Categories: Poultry, Pork, Vegetables, Breads
> Yield: 2 servings
>
> 6 sl Thin-cut bacon
> 6 sl White bread; lightly toasted
> 1/4 c Mayonnaise; more as needed
> 2 lg Romaine or iceberg lettuce
> - leaves; more as needed
> 1 (5 oz) beefsteak tomato;
> - thin sliced
> 4 oz Thin-sliced roasted turkey
> Fine salt & black pepper
> Potato chips; toserve
>
> Position a rack in the middle of the oven; heat to
> 425oF/218oC.
>
> Place a towel-lined platter near your workspace.
>
> Arrange the bacon strips in a single layer on a large,
> rimmed baking sheet and transfer to the oven (no need to
> wait for it to be preheated). Roast the bacon for 18 to
> 20 minutes, or until it is crisped. Transfer to the
> prepared platter and break each strip in half.
>
> UDD NOTE: You can microwave your bacon in a 1000 watt
> or more powerful oven for 5 minutes using a microwave
> safe platter and paper towels.
>
> While the bacon is roasting, gather and prepare the
> remaining sandwich ingredients: the bread, mayonnaise,
> lettuce, tomato, turkey, and salt and pepper.
>
> To assemble the sandwiches, generously spread the
> mayonnaise on one side of each of the bread slices. Cut
> the lettuce leaves into 4 pieces, so they will fit
> neatly on the bread.
>
> Place a lettuce leaf on 2 of the slices; top each with a
> tomato slice, then 3 bacon halves and a quarter of the
> turkey, and season lightly with salt and pepper. Top
> with a second slice of bread, mayonnaise side down.
> Gently spread mayonnaise on the top slice of bread.
> Repeat layering the ingredients in the same order on top
> of this slice of bread. Cover the sandwiches with the
> final slice of bread, mayonnaise side down. Gently press
> down on each sandwich and use 4 toothpicks to secure the
> sandwich layers in 4 equally spaced spots, pressing all
> the way through the bottom slice of bread. Using a
> serrated knife, cut each sandwich diagonally, into 4
> triangular pieces (each piece should be secured in the
> center with a toothpick).
>
> Arrange the sandwiches on plates and serve with potato
> chips.
>
> From: Ann Maloney.
>
> Makes: 2 double-decker sandwiches
>
> RECIPE FROM:
https://www.washingtonpost.com
>
> Uncle Dirty Dave's Archives
>
> MMMMM
>
> ... Cinco de Mayo on Taco Tuesday. This is what I've been training for
6.9% APR as quoted. A good deal I locked in long ago. Hasn't changed.
xxcarol
--- SBBSecho 2.11-Win32
* Origin: Shenks Express (1:275/100)
