Subj : Towing the Line was: Chic
To   : Dave Drum
From : Ruth Haffly
Date : Wed Jul 17 2024 13:49:10

Hi Dave,


RH> They are doing well then. I didn't work long enough to get full Social
RH> Security but, some's better than none.

DD> By continuing to work and pay into SS my monthly cheque increases
DD> every year (more than the COLA bumps. Plus, I enjoy what I do so it's
DD> not "work" just .......

I'm self employed so I can pick and choose my jobs. Not doing anything
right now because our AC not working right, current project is a flannel
shirt. Should have AC fixed Friday, then back to the sewing machine.


RH> Steve has mentioned cashing out an IRA to pay off the house but we've
RH> not done so yet. Soon getting to the point when we have to draw from it
RH> so we'll probably use that for extra house payments. We're paying extra
RH> on the principle every month so already have the mortgage about half
RH> paid.

DD> It's a matter of mathematics. Which is why I don't carry a balance on
DD> my credit cards. And it makes it easier to get a home equity loan. I
DD> needed one when I re-roofed the house, rebuilt the patio cover and had
DD> the tree removed that caused me to need to rebuild the cover.

We don't carry a balance on our cards either. Couple of times when we
had big projects (house siding, new heating/cooling unit), a windfall
has come in at the same time to pay for it.

DD>      8<----- WHACK ----->8

RH> One time when we were at my parent's house, my brothers were talking
RH> about how good Mrs. Stouffer's lasagne is. Steve and I looked at each
RH> other with a "do they ever have lousy taste in food!" look. I guess it
RH> cmes naturally; my mom used to make lasagne with cottage cheese. I got
RH> my lasagne recipe from my Italian MIL. (G)

DD> It's all in what you're accustomed to, I suppose.

Probably so, but once I got my MIL's recipe, I never looked at my mom's.
Same as we said we'd make his mom's sauce & meatballs and my mom's meat
sauce, then decide which to keep making. Made his mom's first, never
made my mom's. (G)

DD> The Guineas around here used both ricotta and cottage cheese. And
once DD> in a while just small curd cottage cheese.

Guess it depends on what area of Italy you're from.

---
Catch you later,
Ruth
rchaffly{at}earthlink{dot}net  FIDO 1:396/45.28


... Some are so educated they can bore you on almost any subject

--- PPoint 3.01
* Origin: Sew! That's My Point (1:396/45.28)