Subj : Towing the Line was: Chick'n
To : Ruth Haffly
From : Carol Shenkenberger
Date : Mon Jul 15 2024 16:18:15
Re: Towing the Line was: Chick'n
By: Ruth Haffly to Carol Shenkenberger on Fri Jul 12 2024 01:47 pm
> Hi Carol,
>
> > CS> Ouch but not bad. I decided it's time to start some disbursements
> > CS> though. Now the little Trowe price IRA Whick builds 309$ every
> > quarter CS> is getting trimmed by 100$ a month. 10$ to Fed tax a
> > month. 8 months CS> from now, I'll srart pulling Social Security with
> > Medicare part B CS> kicking in as soon as I hit 65. Haven't touched
> > other IRA or my TSP CS> yet or any CDs.
> CS> >
> > We closed out an IRA to buy the R-Pod, haven't touched any other
> > retirement accounts since. Bought the R-Pod after looking at a couple of
> > other campers because we liked the kitchen layout. It had more counter
> > top work space than the camper we have now but had just a 2 burner stove
> > and a microwave/convection oven.
> CS> >
> CS> >
> > CS> Life goes on!
> CS> >
> CS> >
> > ......and on and on and on..........until you get to the end. (G)
> CS> >
> CS> >
>
> CS> I've got another IRA untapped and a good TSP plus 49 CD's. Should be
> CS> fine. Mostly making sure I don't push income over the lower rate for
> CS> Medicare part B! They haven't raised that since 40 or so years ago.
> CS> So, I'm bleeding the taxable ones down to ensure RMDs don't bite me.
>
> Wedon't have that much but doing well on Social Security and Steve's
> retirement/disability. We have several CDs, TSP and IRAs tucked away for
> the future.
>
> Today is a cool (mid 70s) and very wet day so we're going to do a
> lasagne for supper. Bought a couple of Rao's brand lasagnes a few months
> ago (BOGI sale) and tucked one in the freezer. They're not bad, not as
> good as my home made but a lot better than Mrs. Stouffer's. (G)
>
I'm sure we are both fine. Mostly watch for required minimum distributions.
By pulling some earlier than I have to, I'm just banking it for the future in
CDs where I pay no fees on withdrawal, just interest is taxed.
Today is warmer than Don likes but I'm ok inside. 94F outside and muggy.
