Subj : Re: Careers
To : Dave Drum
From : Carol Shenkenberger
Date : Sat Mar 09 2024 14:52:47
Re: Re: Careers
By: Dave Drum to Carol Shenkenberger on Sat Mar 09 2024 07:18 am
> -=> Carol Shenkenberger wrote to Dave Drum <=-
>
> > CS> There IS a solid reason for it. No matter what you do, the tax syst
> > CS> never add up multiple strams of taxable income and adjust for being
> > CS> a higher tax bracket. I'm not sure if SSI is taxable but if it isn'
> > CS> they might be ok with the 2 pensions but minute it shifts to Social
> > CS> secrity they will find out the hard way. Don and I have 4 now, abou
> > CS> to hit 5 then 7 as we start low level disbursements from IRA and TSP
> > CS> 401k. Might just go 100$ a month for all 3.
> >
> > When I say "SSI" I mean social security pension. It probably has another
> > "official" meaning. If my gross income is over U$25K the social security
> > is taxable. When I began drawing it I set it up to hold out 8% just in
> > case for taxes. Most years I get all of that $$$ I've loaned the gummint
> > back on my 1040.
> >
> > CS> Works for us. Put it all in CDs where I only pay taxes on the
> > CS> interest. Those will be the last touched.
>
> I stayed away from CDs. I had an automatic investment plan that nicked
> a set amount every month from my bank account and put it into the stocks
> I had chosen. And disbursement from those stocks was rolled back into the
> portfolio. When the former guy (and current clown) got elected in '16 I
> thought he'd probably manage to blow up the stock market - so, I cashed
> out and paid off my house ... just to be on the safe side.
> > CS> Meantime, still posting Frugal but healthy cooking. in NextDoor.
>
> CS> Ouch on the car but glad you have solutions in the winds!
>
> CS> Yes, SSI is a different program. Medical retirement stuff for I think
> CS> under age 62. In our case, my Navy pension is 48k a year and Don's is
> CS> just a smidge under 25k (he retired 15 years before me). The social
> CS> securiyu estimate puts me at just under 2,4k a month (pretax) if I wait
> CS> until age 64 and 11 months to start disbursements. Nice!
>
> SSI = Supplemental Security Income or what I always called SSDI - the "D"
> standing for "D"isability. Turns out, after a trip to the Bing search
> engine that my Social Security cheque is jsut plain old SS.
>
> SSDI is the disability stuff. Georgia (my sister) was on that for some
> time before she turned 65 and they switched her to regular Social Security.
> Her student loans (she was going for a MS in social work) couldn't do
> any garnishments on the disability cheques. But, the moment she turned
> 65 they nailed a major part of her pension money. Effing pirates.
>
> CS> Grin on the frugal cooking! I'll start pulling some of mine over here
> CS> for you.
>
> CS> Our diet is high on seafood but I run that local group for others so
> CS> you will see savings tips related to sales in Virginia Beach and total
> CS> costs plus per serving.
>
> Being a thousand miles from the nearest salt water the transport costs
> increase the price of seafood in this area. The only really inexpansice
> seafood is the invasive Asian grass carp which make me feel good about
> fighting the invasion and my wallet feel good about saving $$$
>
> And it caan be fixed up fairly tasty (for carp). Bv)=
>
> MMMMM----- Recipe via Meal-Master (tm) v8.06
>
> Title: Fried Carp
> Categories: Seafood, Breads, Citrus
> Yield: 4 Servings
>
> 8 (5 oz/150 g ea) carp cutlets
> Salt & pepper
> 1 tb Fresh lemon juice
> 2 tb Pastry flour
> 2 lg Eggs
> 4 oz (120 g) breadcrumbs
> 2 1/2 tb (80 g) clarified butter
>
> Rinse carp cutlets and pat dry. Season with salt and
> pepper. Sprinkle with lemon juice. Beat eggs in a bowl.
> Coat each fillet with flour, dip in egg mixture, then
> coat with breadcrumbs.
>
> Heat butter in a pan and cook carp for about 5 minutes on
> each side or until golden brown. Make sure that there is
> enough butter and add more if necessary. Drain filets on
> paper towels, then arrange on bed of parsley if desired.
>
> Serve.
>
> RECIPE FROM:
https://eatsmarter.com
>
> Uncle Dirty Dave's Kitchen
>
> MMMMM
>
> ... To me, "drink responsibly" means don't spill it.
On stocks, vs CDs, my TSP has that. Those are all pretax dollars so I pay tax
on withdrawal. My IRA is post tax but I gather i'll be hit wiih taxes anyway
on withdrawal.
Yes, I always spell it out so no confusion. Some, come to tink of it call it
Socal Security Income but SSI is sometimes confusing. Sadly I'm in one of the
11 states that tax it too plus the Federal govt. Ah well!
Virginia Beach obviously has a lot of seafood. Blue crabs practically clamber
in the crab pots just to get a little breathing space! I've never had carp
because it's not sold here much.
On the recipe, give this a try? Less messy than frying. Probably will work in
an Air fryer but haven't tried it yet.
It's knock-off on 'shake-n-bake' but rendered heart-healthy by using far less
Mayo to coat the pieces. Theirs just wastes most of it.
xxcarol's Shakin Bake
Yield is 6 pieces
1/2 c Bread crumbs
3 ea Dollups mayo (about 4 TB or more)
2 ts Black pepper
1/2 ts Lite salt (Morton's)
2 ts Basil
1 ts Mild or medium chile powder
Mix together all but the mayo. May use MS Dash vs the light salt and have the
Lite salt at serving time if needed. Add dry mix to a clean plastic bag.
Add a dollup of mayo to a flat dowl and put spoon aside so stays clean. Using
hands (gloves are a good idea), smear mayo over pieces one at a time and drop
in bag with bread crumbs. Shake bag every 3 pieces and set in baking pan,
preferrably glass pan. Continue processing pieces. If you run low on mayo,
add more with the reserved 'safe spoon'. This will keep you from wasting much
mayo or contaminating the jar. Disgard excess mayo and bread crumbs.
The mayo causes the spiced breadcrumbs to adhere to the meat.
Bake at 350F for 30 minutes and test to see if done. Larger portions take
longer, up to 45 minutes is chicken. Adjust spices for fish coating using 'Old
Bay' and possibly a lemon pepper salt-free mix. Fish take far less time and
apt to be 15 minutes for carp fillets.
Cost of blend is highly related to things you do. Bought in bulk or Basil
grown at home, your spices work ot around 4cents total. I bake all our bread
so bread crumbs are a natural thing to come 'free'. My cost would be 40cents
mayo and 4cents spices plus cost of meat.
Enjoy!
xxcarol
--- SBBSecho 2.11-Win32
* Origin: Shenks Express (1:275/100)
