Subj : Re: Careers
To : Carol Shenkenberger
From : Dave Drum
Date : Sat Mar 09 2024 07:18:15
-=> Carol Shenkenberger wrote to Dave Drum <=-
> CS> There IS a solid reason for it. No matter what you do, the tax systems
> CS> never add up multiple strams of taxable income and adjust for being in
> CS> a higher tax bracket. I'm not sure if SSI is taxable but if it isn't
> CS> they might be ok with the 2 pensions but minute it shifts to Social
> CS> secrity they will find out the hard way. Don and I have 4 now, about
> CS> to hit 5 then 7 as we start low level disbursements from IRA and TSP or
> CS> 401k. Might just go 100$ a month for all 3.
>
> When I say "SSI" I mean social security pension. It probably has another
> "official" meaning. If my gross income is over U$25K the social security
> is taxable. When I began drawing it I set it up to hold out 8% just in
> case for taxes. Most years I get all of that $$$ I've loaned the gummint
> back on my 1040.
>
> CS> Works for us. Put it all in CDs where I only pay taxes on the
> CS> interest. Those will be the last touched.
I stayed away from CDs. I had an automatic investment plan that nicked
a set amount every month from my bank account and put it into the stocks
I had chosen. And disbursement from those stocks was rolled back into the
portfolio. When the former guy (and current clown) got elected in '16 I
thought he'd probably manage to blow up the stock market - so, I cashed
out and paid off my house ... just to be on the safe side.
> CS> Meantime, still posting Frugal but healthy cooking. in NextDoor.
CS> Ouch on the car but glad you have solutions in the winds!
CS> Yes, SSI is a different program. Medical retirement stuff for I think
CS> under age 62. In our case, my Navy pension is 48k a year and Don's is
CS> just a smidge under 25k (he retired 15 years before me). The social
CS> securiyu estimate puts me at just under 2,4k a month (pretax) if I wait
CS> until age 64 and 11 months to start disbursements. Nice!
SSI = Supplemental Security Income or what I always called SSDI - the "D"
standing for "D"isability. Turns out, after a trip to the Bing search
engine that my Social Security cheque is jsut plain old SS.
SSDI is the disability stuff. Georgia (my sister) was on that for some
time before she turned 65 and they switched her to regular Social Security.
Her student loans (she was going for a MS in social work) couldn't do
any garnishments on the disability cheques. But, the moment she turned
65 they nailed a major part of her pension money. Effing pirates.
CS> Grin on the frugal cooking! I'll start pulling some of mine over here
CS> for you.
CS> Our diet is high on seafood but I run that local group for others so
CS> you will see savings tips related to sales in Virginia Beach and total
CS> costs plus per serving.
Being a thousand miles from the nearest salt water the transport costs
increase the price of seafood in this area. The only really inexpansice
seafood is the invasive Asian grass carp which make me feel good about
fighting the invasion and my wallet feel good about saving $$$
And it caan be fixed up fairly tasty (for carp). Bv)=
MMMMM----- Recipe via Meal-Master (tm) v8.06
Title: Fried Carp
Categories: Seafood, Breads, Citrus
Yield: 4 Servings
8 (5 oz/150 g ea) carp cutlets
Salt & pepper
1 tb Fresh lemon juice
2 tb Pastry flour
2 lg Eggs
4 oz (120 g) breadcrumbs
2 1/2 tb (80 g) clarified butter
Rinse carp cutlets and pat dry. Season with salt and
pepper. Sprinkle with lemon juice. Beat eggs in a bowl.
Coat each fillet with flour, dip in egg mixture, then
coat with breadcrumbs.
Heat butter in a pan and cook carp for about 5 minutes on
each side or until golden brown. Make sure that there is
enough butter and add more if necessary. Drain filets on
paper towels, then arrange on bed of parsley if desired.
Serve.
RECIPE FROM:
https://eatsmarter.com
Uncle Dirty Dave's Kitchen
MMMMM
... To me, "drink responsibly" means don't spill it.
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* Origin: Outpost BBS * Johnson City, TN (1:18/200)
