Subj : Re: Careers was: Top 10 Garli
To   : Dave Drum
From : Carol Shenkenberger
Date : Thu Mar 07 2024 13:30:31

 Re: Re: Careers was: Top 10 Garli
 By: Dave Drum to Carol Shenkenberger on Wed Mar 06 2024 06:02 am

> -=> Carol Shenkenberger wrote to Dave Drum <=-
>
>  CS> Yes, most regret not finishing out once retired.  It's a heck of a
>  CS> difference in medical and income.  Me, pending social security (holding
>  CS> out 1 more year and will pull it the month before I hit 65), 1
>  CS> retirement income (Nay), 1 Government civilian (small, was only one for
>  CS> 5 years), and Don's retirement and social security.  350k TSPs, IRAs
>  CS> and 401k.  112k CDs, all but 4.8k of house paid off (worth 278k).  10
>  CS> years ago I started banking 25% of the Navy pension.
>  CS>  A lot of that in CDs that were allowed to grow from the interest and
>  CS> roll over.
>
> Sounds like my brother. He's drawing a union pension, a school board
> pension and SSI. His wife is drawing a school board pension and SSI - so
> they live comfortably.
>
> Me, I started drawing SSI @ 62 (had no idea of my life expectancy as
> both parwntal units checked out in their mid-50s). So I work a part-time
> gig at AutoZone which fleshes out the gummint cheques. And gives me
> something to be besides vegging oout banging on this confuser.
>
>  CS> Most without those pensions need a LOT more to retire.  We are fine
>  CS> with it. 7k a month is pretty easy to live on (smile).
>
> I'm nowhere near that but I'm fairly comfortable, And I can usually
> indulge my whims.  Bv)=
>
> MMMMM----- Recipe via Meal-Master (tm) v8.06
>
>       Title: Pension Saver's Chocolate Syrup
>  Categories: Five, Condiments, Chocolate
>       Yield: 32 Servings
>
>       1 c  Cocoa powder
>   1 1/2 c  Sugar
>       1 ds Salt
>   1 1/2 c  Water
>       1 ts Vanilla extract
>
>   Stir together.
>
>   Boil 2-5 minutes, stirring rapidly, until sauce
>   begins to thicken.
>
>   This must be stored in the fridge.
>
>   This homemade chocolate syrup is just as good as
>   you-know-who's, and a LOT cheaper. Serving size
>   is 1 Tablespoon
>
>   Serves 32; 2 cups
>
>   From: http://savvysaver.blogspot.com
>
>   Uncle Dirty Dave's Archives
>
> MMMMM
>
> ... I've been on the Internet since it was CB radio.

Yes and they probably do something that at first sounds strange but is actually
wise.  They give the govt and state a 'free loan' by putting extra monthly on
state and federal accounts, so they get a good return.

There IS a solid reason for it.  No matter what you do, the tax systems never
add up multiple strams of taxable income and adjust for being in a higher tax
bracket.  I'm not sure if SSI is taxable but if it isn't they might be ok with
the 2 pensions but minute it shifts to Social secrity they will find out the
hard way.  Don and I have 4 now, about to hit 5 then 7 as we start low level
disbursements from IRA and TSP or 401k.  Might just go 100$ a month for all 3.

Works for us.  Put it all in CDs where I only pay taxes on the interest.  Those
will be the last touched.

Meantime, still posting Frugal but healthy cooking. in NextDoor.

Here's a simple one that I don't think I've posted here.  It's for the hurried
weeknight cooking so uses a jar of sauce.

Quick Garlic Alfredo with sausage links.

cook choice of pasta aiming for 1/2 cup finished per person.  Save any excess
for other uses like a pasta salad side.  This will also save time for later in
the week.  Drain and add back to empty pot.

Get Garlic Afrado sauce at the store.  It goes on frequent sales of 2 for 3$
locally.

Add 1/2 of jar to the sauce.  Turn on low.

Now use a frying pan and add either breakfast links cut to 3rds or 3.5 ounces
per person of sliced kielbasa, andouile, or beef sausage.  These are the
horseshoe shaped plastic packages (some are 2 7oz links).  Only 1 week of 6
doesn't have one type or another at Harris Teeters.  Sale price is 2 for 5$ so
2.50 each and makes 4 meals per package.  Slice these to 1/4 inch rounds and
brown in frying pan, flipping as needed.  add to sauce and stir then serve.

Totals: 50cents pasta, 75cents jarred sauce, 2.50 sausage (less with breakfast
links but still close).  3.75 for 4 servings, 94cents per serving.

Sides, steamed broccoli, steamed carrots, honey dipped baby carrots (use air
fryer), steamed bok choy, cooked beans (can be just from a can and store brand
tends to be 39cents on sale).  Of course as crops grow soon, free veggies from
your yard!  Sides range from 10cents to 30cents per serving.

Time:  Most will be in bringing pasta to boil.  Start with hottest tap water
and should be boiling in 12 minutes.  Cooking takes 7-10 minutes depending on
shape selected.  You can warm the sauce and do the sausages while the water
boils then add together and keep on lowest setting until pasta ready.  That
will make it all ready (especially with can of beans in microwave then honey
dipped carrots in air fryer!).

 xxcarol
--- SBBSecho 2.11-Win32
* Origin: Shenks Express (1:275/100)