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lite.cnn.com - on gopher - inofficial | |
ARTICLE VIEW: | |
Trump is playing with fire by messing with the Fed | |
Analysis by Matt Egan, CNN | |
Updated: | |
1:36 PM EDT, Tue August 26, 2025 | |
Source: CNN | |
President Donald Trump promised voters last fall he’d swiftly defeat | |
inflation once back in the White House. Trump’s unprecedented and | |
relentless attacks on the Federal Reserve could do the exact opposite. | |
While Trump is the first US president to he’s hardly the first | |
politician to seek lower interest rates. | |
Of course, presidents want to please voters with dirt-cheap mortgages, | |
car loans and credit cards. | |
And it’s not shocking that a president would want to run the economy | |
hot, opening the door to blockbuster GDP growth and record stock prices | |
that would provide fodder for campaign ads. | |
Here’s the problem: The Fed is designed to be independent from | |
political interference – and that’s no accident. | |
Economists and former Fed officials warn that Trump is playing with | |
fire by messing with the Fed. They say that letting the White House | |
call the shots on interest rates to please voters can backfire. And | |
history backs that fear up. | |
“I feel uncomfortable about this. It seems like another attempt by | |
the president to erode monetary policy independence. And that will lead | |
to worse economic outcomes,” Narayana Kocherlakota, former president | |
of the Minneapolis Fed, told CNN in a phone interview on Tuesday. | |
The risk of overheating the economy | |
The first problem is that artificially low interest rates can overheat | |
the economy, fueling inflation – the | |
Cheap borrowing costs typically stimulate demand – whether it needs | |
to be stimulated or not. And overstimulating leaves too many dollars | |
chasing after too few goods. That’s what happened after Covid-19, | |
when | |
Inflation is already running uncomfortably warm, with progress back | |
towards to the Fed’s 2% goal stalling out in recent months in part | |
due to Trump’s historically high interest rates. | |
Voters are already frustrated with the high cost of living. Messing | |
with the Fed could exacerbate this problem. | |
Mortgage rates could spike | |
The other big problem is that investors would be rattled if they | |
suddenly fear the Fed has lost its independence – and its | |
inflation-fighting appetite. | |
Critically, the Fed’s power comes in part from its ability to | |
persuade markets and the public at large that it means business when it | |
comes to keeping a lid on inflation. | |
If investors suddenly doubted the Fed’s commitment to low and stable | |
inflation, they will obviously demand higher returns for making | |
long-term loans. In other words, long-term interest rates – the ones | |
controlled by investors, not the Fed, would go higher. And long-term | |
rates are the ones linked to mortgage rates. | |
“The more the market thinks the White House is running Fed policy, | |
the higher longer-term rates like mortgage rates will go,” said | |
Kocherlakota, who served at the Fed until 2015 and is now a professor | |
of finance at the University of Rochester. | |
Mortgage rates are already frustratingly high, spending most of the | |
year stuck near 7%, contributing to the affordability crisis that has | |
pushed the American dream of homeownership out of reach for far too | |
many. | |
That’s the irony of Trump’s assault on the Fed: It risks | |
undermining his campaign promise to drive down inflation. It could also | |
exacerbate the No. 1 economic issue: the cost of living. | |
Inflation spiked after Nixon and Erdogan meddled | |
History shows this can end badly. | |
In 1970, President Richard Nixon tapped Arthur Burns, one of his top | |
economic aides, to lead the Fed. | |
Even though Burns was known as an inflation fighter, historians say | |
Nixon successfully pressured his handpicked Fed chief to juice the | |
economy with low rates to boost his political fortunes. | |
A review of telephone conversations “clearly reveals that President | |
Nixon pressured Burns, both directly and indirectly…to engage in | |
expansionary monetary policies prior to the 1972 election,” according | |
to a 2006 published in the Journal of Economic Perspectives. “Richard | |
Nixon demanded and Arthur Burns supplied an expansionary monetary | |
policy and a growing economy in the run-up to the 1972 election.” | |
By the late 1970s, prices were out of control. | |
Inflation in 1980 and unemployment surged in what later | |
More recently, Turkish President Tayyip Erdogan fired his country’s | |
central bank chief in 2021 and . As the Turkish central bank slashed | |
interest rates at Erdogan’s behest, the Turkish lira crashed and | |
inflation blew past 80%. | |
“History teaches us what can happen when a populist strongman decides | |
to take over a central bank,” Justin Wolfers, an economist at the | |
University of Michigan, told CNN in a phone interview. | |
Tim Mahedy, former senior advisor at the San Francisco Fed, described | |
Trump’s attempted firing of Fed Governor Lisa Cook as a “naked | |
attack on the independence of the Fed.” | |
Mahedy, now the CEO and chief economist at Access/Macro, said in an | |
email to CNN that Trump has already “somewhat politicized monetary | |
policy.” | |
“Trump is breaking the cardinal rule of central banking: Criticize, | |
but don’t politicize,” Mahedy said. “He, and all of us, will pay | |
a steep price if he’s successful in his pressure campaign – a cost | |
that we would bear for generations.” | |
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