Subj : Re: Y'all or Ya'll?
To   : MRO
From : Nightfox
Date : Fri Jul 21 2023 01:12 pm

 Re: Re: Y'all or Ya'll?
 By: MRO to Arelor on Fri Jul 21 2023 08:08 am

MR> not everyone who has debt is destroying themselves. debt can be a useful
MR> tool. when i had zero debt i was worse off than i was now. now i have some
MR> debt and i have a decent credit score. if i wanted to i could go get a car

Too much debt can be bad though.  Also, for quite a while, my only debt was a mortgage payment and credit card (and I'd pay off my credit card every month), and I have a pretty good credit score.  I prefer to have as little debt as possible.  The only reason I have a credit card is so that I can maintain my credit score and to get rewards that they often offer for using a credit card, and I just pay it off every month.

Nightfox

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