Subj : Re: Y'all or Ya'll?
To : Arelor
From : MRO
Date : Fri Jul 21 2023 08:08 am
Re: Re: Y'all or Ya'll?
By: Arelor to MRO on Thu Jul 20 2023 04:41 pm
> > people do that all the time. whats wrong with that?
>
>
> The issue is people is deciding to take 15% interest loans in order to go on
> vacations to cool places instead of going on vacation somewhere they can
> actually afford - often with no good plan to pay the debt off.
15% is way high for a loan. where'd you get that number?
> Getting a 3k USD loan in order to waste it in Paris when you could spend 400
> inTorrevieja is abusing your luck, specially because people who tends to do
> just
> this have a very poor cashflow.
i don't really see 3k as a lot of money. vacations are something you only do once in a while so why not be comfortable. otherwise, stay home.
> It is not "wrong", in the sense that I don't think it is wrong for people to
> spill their guts in ritualistic suicide if that is what they feel they need
> to do. I just think it is bad for a lot of people doing it.
not everyone who has debt is destroying themselves. debt can be a useful tool.
when i had zero debt i was worse off than i was now. now i have some debt and i have a decent credit score. if i wanted to i could go get a car with no downpayment today. i did that with my last car, infact. i thought my old car was done and so i bought this other one. i ended up fixing old car and now i have 2 reliable vehicles.
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