Subj : Used to it yes, not get frustrated? That's a definite no! I'm pretty
To   : John Dovey
From : August Abolins
Date : Sat May 29 2021 07:25 pm

Hello John!

** Replying to a message in "/FIDO/FUTURE4FIDO" **

** 28.05.21 - 19:32, John Dovey wrote to August Abolins:

JD>>> response "Oh, you meant THIS Tuesday.. "

AA>> I'll have to remember that one when I agree to a bill payment
AA>> by a certain day in the week to my creditors.

JD> LOL. I've always been peeved that the rules that apply to us
JD> (consumuers/customers) don't apply to the businesses.

Also.. When a bill has a specific date upon which the bill is
due, I can make the payment "right away" online, but the bank/
creditcard company still tells you that in order for that
payment to be recorded in "their" system my payment needs to be
made 3 or 4 days prior!  Well F that!  The problem is THEIR
system. I shouldn't be penalized when THEIR system doesn't
deliver the funds until 3 or days later, when I've honored the
payment date!

Meanwhile, I've discovered a process that WILL register my CC
payment immediately: a transfer!  I noticed that the interest
on a cash advance is calculated the day the money is extracted.
The reverse process of that is a transfer from another account
or another card. When I bypass the "bill payment" to a CC and
simply "transfer" money to it, the amount sent to the account
is registered and adjusted right away.

I think I discovered that when I took a cash advance from the
wrong CC.  The only way I could put it back was via transfer. I
recall that the previous balance was reinstated and everything
was if the cash advance never happend.

Now I pay last minute / last day CC bills via transfers.
--
 ../|ug

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