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lite.cnn.com - on gopher - inofficial | |
ARTICLE VIEW: | |
Fed Governor Cook declared her Atlanta property as ‘vacation home,’ | |
documents show | |
By Reuters | |
Updated: | |
5:16 PM EDT, Sat September 13, 2025 | |
Source: CNN | |
A loan estimate for an Atlanta home purchased by Lisa Cook, the Federal | |
Reserve governor accused of mortgage fraud by the Trump administration, | |
shows that Cook had declared the property as a “vacation home,” | |
according to a document reviewed by Reuters. | |
The document, dated May 28, 2021, was issued to Cook by her credit | |
union in the weeks before she completed the purchase and shows that she | |
had told the lender that the Atlanta property wouldn’t be her primary | |
residence. The document appears to counter other documentation that | |
Cook’s critics have cited in support of their claims that she | |
committed mortgage fraud by reporting two different homes as her | |
primary residence, two independent real-estate experts said. | |
Reuters was unable to reach Cook for comment. She has repeatedly denied | |
any wrongdoing regarding her properties, which also include a home in | |
Ann Arbor, Michigan, and an investment property in Massachusetts. | |
Administration officials led by Bill Pulte, director of the Federal | |
Housing Finance Agency, have used mortgage documents from her Atlanta | |
and Michigan properties to accuse Cook of claiming both as her | |
“primary residence.” The allegedly false claims of residence, which | |
could improve mortgage and tax implications for a homeowner, led Pulte | |
to refer the matter to the Department of Justice, prompting a federal | |
investigation and an order by President Donald Trump to dismiss her. | |
Cook, who remains at the Federal Reserve, has sued the president to | |
resist her dismissal. Reuters was unable to determine whether Pulte or | |
administration officials are aware of Cook’s Atlanta loan estimate. | |
Spokespeople at the FHFA, the agency led by Pulte, didn’t respond to | |
a request for comment. | |
The documents cited by Pulte include standardized federal mortgage | |
paperwork which stipulates that each loan obtained by Cook for the | |
Atlanta and Michigan properties is meant for a “primary residence.” | |
But documentation reviewed by Reuters for the Atlanta home, filed with | |
a court in Georgia’s Fulton County, clearly says the stipulation | |
exists “unless Lender otherwise agrees in writing.” The loan | |
estimate, a document prepared by the credit union, states “Property | |
Use: Vacation Home.” | |
The document appears to help Cook’s case, said two real-estate | |
experts who aren’t involved in representing her. That’s because it | |
indicates that during the loan-application process, she told the lender | |
she intended to use the property as a vacation home. | |
The lender, Washington-based Bank-Fund Staff Federal Credit Union, | |
didn’t respond to a request for comment. | |
In another point that could help Cook’s case, she never requested a | |
tax exemption for the Georgia home as a primary residence, according to | |
property records and a Fulton County tax official. | |
A separate document reviewed by Reuters, related to a federal form | |
completed by Cook as she obtained security clearance for her role at | |
the Federal Reserve, shows that in December 2021 she also declared the | |
Atlanta property as a “2nd home.” Though unrelated to the mortgage, | |
the declaration on that document, a supplement to a U.S. government | |
national security form known as SF-86, is consistent with the claim on | |
her Atlanta loan summary. | |
Surrounding the accusations against Cook is a battle over Trump’s | |
effort to wield more control over the Federal Reserve, the central bank | |
of the United States and an independent institution meant to be free of | |
political meddling. Trump has often criticized Fed governors because of | |
their reluctance to cut interest rates since he returned to the White | |
House earlier this year. | |
Amid the controversy, the personal finances of other government | |
officials and their families have also come into question by rival | |
politicians, the media and others. | |
Last week, Reuters reported that Pulte’s own father and stepmother | |
had declared two homes in two different states as their primary | |
residence, prompting a town in Michigan to remove a tax exemption for | |
their home there and charge the couple for back taxes. Pulte and his | |
parents didn’t respond to requests for comment about the matter. | |
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